Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
What is pay later with klarna?
Try before you buy!
Pay Later with Klarna gives you 30 days from shipping date to pay for your order. No interest, no fees, no fuss.
How to use pay later with klarna
Benefits of pay later with klarna
What do you need?
If you’re having trouble placing an order with Klarna, there’s a few possible explanations:
- Your application to pay on account has been rejected. Try another payment type or place an order for a smaller amount.
- You have outstanding previous payments with Klarna.
- You missed a required field at checkout.
- Note: Klarna is an independent payment company and WIT has no influence over their application process. If you’re experiencing further difficulty, please contact Klarna Customer Service.
WHO IS KLARNA?
WHAT DO I NEED TO PROVIDE WHEN I MAKE A PURCHASE?
If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case Klarna needs to reach you. All statements and payment notifications will be sent to your email address. It's very important that you fill in the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.
CAN I PAY BEFORE THE DUE DATE?
You can pay for your order at any point after you receive the email from Klarna with the details of your payment. Just follow the instructions on this email to pay for your order.
WILL A CREDIT SEARCH TAKE PLACE AGAINST ME?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor WIT FITNESS run credit searches against you that could impact your credit rating.
WHY HAVE I NOT BEEN OFFERED PAY LATER?
Although Pay later is widely promoted, it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout.
WHAT ARE MY PAYMENT OPTIONS WITH KLARNA?
You can pay with debit or credit card immediately in the checkout or take advantage of Klarna's Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.
WHAT HAPPENS IF I CANCEL OR RETURN MY ORDER?
As soon as WIT has accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.
WHAT HAPPENS IF I DON’T PAY FOR MY ORDER?
Payment is due 30 days after the item is shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too. If you fail to pay Klarna for your order, your credit score will be affected.